The government’s Help to Buy scheme allows you to own 100 per cent of one of our new homes with just a 75 per cent mortgage and a 5 per cent deposit. The remaining 20 per cent of the purchase price is paid for with an interest-free loan from the government (subject to approval).
Help to Buy is available to first-time buyers and existing home owners who are moving home. The home you want to buy must be newly-built with a full purchase price of less than £600,000.
- 75 per cent mortgage with just 5 per cent deposit required.
- 20 per cent loan from the government - interest-free for the first 5 years.
Find out how Help to Buy could work for you by calling one of our sales advisors on 0845 450 7872.
Eligibility for the Help to Buy scheme is subject to status and compliance with 'Help to Buy' Terms & Conditions. The scheme is available only on selected properties. Eligible applicants will be offered an equity loan up to a maximum of 20 per cent of the purchase price (based on the open market value). The 20 per cent government loan is provided by Homes England and held as a second charge. This offer is not available in conjunction with any other promotion.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.
Back to Schemes